If players’ priority is to win and to improve with every single blackjack game, then they need to put effort and time into achieving it. There are many other things that gamblers need to take into account and focus on prior to playing and during the game. To make the best possible decisions every time, players should prepare themselves beforehand.

The Best Possible Hand in Blackjack. It would go something like this: The dealer is showing a six or some bust card. You are dealt, say, fours – your bet is $10. You split these, and the fours both receive fours, which you spilt again – your bet is now $40. All these (4) hands with fours, all receive fours. You split again – your bet is. For example this table shows that if you play 10,000 hands of blackjack the probability is 90% of finishing within 192 units where you started after subtracting the expected loss due to the house edge. So in 10,000 hands you are likely to win or lose less than 2% of total money bet due to random variation. The following hand covers many possible situations in blackjack. Follow it carefully; if you understand what has happened in this hand, you should feel comfortable playing blackjack online or at a casino! The player begins with the hand of 8/8 (16 points), while the dealer begins with an ace showing (11 points).

For instance, it is recommended for them to have a look at every possible hand they can get and what their best choice will be in such cases. Knowing how to proceed in the difficult situations when players have a hand 14, 15, or 16 is crucial as the total value of any of the hands is significantly high which means that the chance of players busting increases.

Whenever players’ hand total value is above 14, they are already in an unfavourable situation. Such cases require a good strategy and it is necessary for gamblers to think them through beforehand. Preparation and knowledge are compulsory if one wants to make the best possible decision.

Of course, as already mentioned, several other factors play a crucial role such as money management, discipline, decent bankroll and not to forget a bit of luck. Whenever players have the chance to turn the tables in their favour, they should take full advantage of the situation.

Important Things To Consider When Having Hand 14, 15 or 16

When players are unfortunate enough to get a hand 14, 15, or 16, they need to be very careful and stick to the strategy they have chosen. These are situations in which players are already one step from going bust regardless of the dealer’s upcard. However, this doesn’t mean that they should ignore its value, players need to always bear in mind that it is necessary for them to make their moves based on the dealer’s upcard.

Also, how players proceed in such situations shows their level of competence and knowledge to the rest of the players on the table. Since gamblers are already in an unfavourable situation, winning the hand shouldn’t be their priority. Instead, they should try to make the best move which is the move that will leave them with the smallest possible amount of money loss.

These are some of the trickiest hands in blackjack and as such, they are frequently misplayed. Part of the confusion results from the discrepancies in strategy charts. The optimal playing decisions vary depending on many different factors. These include how many decks are in play at the table, whether or not the dealer must hit soft seventeen, and whether players have the chance to late surrender.

All of these factors must be taken into account before you grab a basic strategy chart to take with you at the blackjack tables. What is optimal for hard totals 14 through 16 in a single-deck game may no longer be correct in multiple-deck variations.

What are Breaking Hands

The term breaking hands is commonly used in blackjack which places it among the important phrases players need to get familiar with. Gamblers have a breaking hand when they get their first two cards and they total 12 or above. The reason for this is that almost every single card will cause players to go bust (i.e. break their hand) as their total value will go over 21. Also, it can be referred to the dealer’s position as ‘breaking’ if their upcard is a 2 through 6.

The trouble with the so-called breaking hands 12 through hard 17 is that they invariably lose in the long term against all upcards of the dealer, including those that have higher bust rates for the house. Hard 14, 15, and 16 are particularly tough to approach because they lose more frequently than they win over the long haul.

The result is that the player ultimately ends up in the red with these totals no matter what playing decision they make. You probably think that’s bad. It is, but it gets worse since you will end up receiving horrible stiff underdogs approximately 40% of the time you spend at the blackjack tables.

What is a player to do with these hard totals then? The answer is simple – trust in basic strategy and approach such underdog hands courageously by making the correct playing decisions. And by ‘correct’ we do not necessarily mean the ones that would secure a winning outcome.

The moves basic strategy recommends for these three hard hands are considered optimal because they reduce your negative expectation, i.e. you will end up losing less money with these stiffs over the long haul. In other words, you are on the defence rather than adopting an offensive approach. In some cases, the strategy plays help you escape a highly disadvantageous situation and increase your winning chances.

Breaking Hands’ Situations

As the name hints, breaking hands is the situation when either the player or the dealer is in a very weak position. Such cases are extremely hard to cope with and the only way to have a chance of not going bust is to follow the basic strategy. Breaking hands are the reason why so many people lose in the long run as well. Thus, if players manage to learn how to deal with them, they will significantly improve their performance at the table.

The bottom line is that once gamblers have such breaking hands, the chances that they will go bust and lose are very high. However, if they use basic strategy, they will be able to improve their hand once in a while.

The move hitting here plays a crucial role and players should take their time to observe when they should hit and when this task should be left to the dealer. In cases where players have a breaking hand and the dealer’s position is standing, then they should hit. Otherwise, they risk losing the hand.

When Players Have Hand 14, 15 or 16

It will be best to have a look at all of these cases at once where players have a hand totalling 14, 15, and 16 as the strategy that needs to be used is the same. It is worth mentioning that the same goes for the situations when players have a hard 13 against different combinations of the dealer’s upcard.

Let’s first elaborate on the recommended strategy plays for hard 14. These are the easiest to remember since there are no discrepancies in the strategy based on decks and dealer rules. Hard 14 is always a stand when the dealer exposes small cards 2 through 6. The player must hit their hard 14 against all other upcards, namely 7 through ace.

When dealt A-3, you have a soft 14. This is a much better situation to be in since it is impossible to break this hand with a one-card draw. You have an advantage against a dealer who starts with weak small cards 4 through 6.

In single-deck S17 blackjack, you must double on soft 14 versus the dealer’s 4, 5, and 6. When playing with two to eight decks, you should double on A-3 only when the dealer has a 5 or a 6 provided that the S17 dealer rule applies.

A pair of 7-7 also adds up to a total of 14. In shoe games, this pair must be split when the dealer has 2 through 7 and hit versus upcards 8 through ace. At single-deck tables, the pair should be surrendered against the dealer’s 10. The rest of the moves coincide with those for multi-deck blackjack.

The player is also in a tough spot when holding a hard 15. This is a bad hand, to begin with, no matter what value the dealer’s upcard is. However, things get trickier since the best plays are influenced by the dealer’s drawing rules and the number of decks.

We shall tackle the strategy differences in more depth in the surrender section of the article. Provided that late surrender is unavailable, you should stand on hard 15 against low-value cards 2 through 6 and hit versus 7 through ace. Undoubtedly, hitting a hard total of 15 is not the easiest decision to make at the blackjack table, especially against the dealer’s 10.

Nevertheless, it has to be done because it results in the lowest possible negative EV for the player. The main idea behind hitting 15 against a 10 is that it gives you a shot at improving your situation. The differences might appear negligible but in the long run, they are not.

Soft 15 (A-4) requires a different approach due to the flexibility the ace gives you. You should double down versus low cards 4 through 6 and hit against all other cards the dealer starts with.

The situation of the player worsens even more when they are dealt a hard 16, the worst total one could possibly obtain in blackjack. There are several ways to get this terrible hand including 8-8, Q-6, 9-7, and 3-5-8. The pair of 8-8 should be split against all dealer upcards in the vast majority of blackjack variations. We expand on the particulars of this pair further on in this guide.

The correct strategy moves for hard 16, assuming you cannot surrender are relatively easy to remember. You stand on 16 against 2 through 6 and hit versus 7 through ace. The same applies to multi-card totals that add up to 16, or at least if you follow total-dependent basic strategy. In the absence of late surrender, hitting is again more optimal because it gives you the chance to improve your total against the strong dealer.

Again, all three hands will end up losing over the course of thousands of rounds played. The optimal decision is the one that cuts down your long-term losses the most. The above moves are recommended under total-dependent strategy. If you want to take your game to the next level, you can switch to composition-dependent strategy.

The latter takes into account the exact composition of the cards your hand consists of. Composition-dependent strategy recommends you to stand on hard 16 versus a 10 when your hand contains three or more cards like K-3-3. Also, when the 16 results from splitting a pair, you should stand rather than hit under composition-dependent strategy.

The Option to Surrender

There is one alternative move players can make which leads to the least money losses. However, due to this fact many landbased casinos do not offer the option to surrender as they know that if players know when to take advantage of it, they can greatly benefit from it.

Many professional gamblers won’t play in a casino which doesn’t provide the option to surrender when playing blackjack. However, if players find themselves in such a situation and there is no surrender option, all they can do is act according to the above-mentioned strategy and hope for the best.

When this option is available, most casinos tend to offer late surrender. This allows players to give up on poor hands like hard 15 and hard 16 in exchange for half of their original wager. With late surrender, you can forfeit a bad hand after the dealer has checked for blackjack when starting with an ace or a ten-value card.

Late surrender is beneficial to players because it takes away around 0.07% from the house advantage. Most novice players are averse to surrendering as the name of the move itself evokes negative connotations. However, surrendering is a smart move when you are dealt negative-expectation hands like 15 or 16 versus strong dealer upcards like 10s and aces.

As a general rule of thumb, surrendering is recommended whenever you receive a hand whose expectation of winning is less than 50%. The main advantage of surrendering is that it saves you money when you find yourself at a disadvantage. Late surrender is a defensive play which also allows advantage players to temper the effect variance has on their blackjack bankrolls.

The correct late surrender plays depend on deck number and the dealer’s fixed standing rules. In single-deck blackjack, surrender is recommended when you have hard 16 versus the dealer’s ace or 10.

Provided that the dealer hits soft 17, it is also recommended to surrender hard 15 against an ace. You should forfeit paired 7s against the dealer’s 10 in single-deck S17 blackjack. If one deck is in play and the dealer must hit soft 17, surrendering is advisable against tens and aces when you have 7-7.

In double-deck H17 games, surrender is advisable when you hold hard 15 and hard 16 against the dealer’s ace and 10. Paired 8s should also be surrendered against the ace in double-deck H17 blackjack.

As for shoe-dealt games, basic strategy suggests surrendering hard 16 against strong upcards such as 9, 10, and ace. The approach toward hard 15 in multi-deck variations depends on the dealer’s fixed rules for drawing and standing. You surrender the 15 against the dealer’s 10 in S17 variations and against the 10 and the ace in H17 multi-deck blackjack.

Hard 16 Consisting of Paired 8s

If you have read CasinoGuardian’s blackjack guide carefully so far, you probably remember that the rule of thumb of basic strategists is to always split pairs of 8-8 rather than forfeiting them despite the fact this is still a hard total of 16. Some gambling authors recommend surrendering the pair of 8s versus high dealer upcards like 10, K, Q, and J.

Regrettably, this is a major mistake, and here is why. The dealer undoubtedly has an advantage over you when you hold 8-8 versus a ten-value card. He or she would arrive at standing totals 17 through 21 77% of the time on average.

What adds insult to injury is that the dealer’s probability of busting when starting with a ten-value card is rather small at 23%. A pair of 8-8 will cost you money no matter how you approach it but splitting is recommended because it reduces your losses the most. With 8-8, you have a great opportunity to turn a terrible stiff 16 into two brand new hands starting with an 8 each. This improves your chances of forming a good hand and beating the dealer.

Assuming you play standard six-deck S17 blackjack where you can resplit to up to four hands and double down after you split, your 8-8 will lose against the dealer’s ten-value card 77 hands out of every one hundred hands and win 23 times out of every one hundred hands. However, your win rate improves to 38 hands out of every hundred rounds when you split your 8-8.

Let’s suppose you are flat betting £1 per hand for simplicity’s sake. If you merely hit the pair, you will lose £77 and win £23 every one hundred hands on average. This makes for an average net loss of £54 in the long run. Meanwhile, if you consistently split your 8-8 versus the dealer’s ten-value card, you will lose £62 and earn £38.

Your net losses drop to 2 x £24 = £48 per every one hundred hands in this case. This may not sound like a significant improvement but you are still losing £6 less compared to drawing or staying on your pair of 8-8. Meanwhile, if you choose to surrender this pair, as some gambling authors advocate, you will net losses of £50 per every one hundred rounds on average (you lose only half your original wager when surrendering).

Therefore, consistently surrendering your pair of 8s versus the dealer’s 10 turns out to be £2 more expensive than splitting over the long haul. At this point, it is pretty much obvious you are in a losing spot when holding 8-8 no matter how you decide to play it out.

The bottom line is you will save more money by splitting in the long run compared to surrendering or the other possible plays. The only consolation of blackjack players in such instances is that they have made the mathematically optimal decision when dealt a long-term loser like stiff 16.

You can compare the expectation of each basic strategy play with paired 8s and 7s against the dealer’s 10 upcard below. The calculations are courtesy of mathematician and gambling expert Michael Shackleford, known as the Wizard of Odds.

As with all rules, there are always exceptions, however. Paired 8s should always be split unless one is playing shoe games and double-deck blackjack where the dealer must hit soft 17. Under these playing conditions, the odds favour surrendering the pair of 8s rather than hitting when the dealer shows an ace.

Exceptions are also made for paired 7-7 in single-deck blackjack. When the dealer must stand on all 17s, you surrender the 7-7 against a 10. Provided that the dealer must hit soft 17, basic strategy recommends you to surrender this pair whenever you are up against a 10 and an ace.

Odds and Probabilities

Players need to know what their odds are in case they happen to have a total value of 14, 15, or 16 in their hand as this will help them make better decisions. The following odds are accurate proving that the game is played with more than one deck and that gamblers decide to hit. If they have a 14 hand, the chance that they will go bust is 46%, and if the total of their hand is 15 – 54%.

In cases when they get unfortunate and get a total of 16, their chances of going bust are 62%. The worse-case scenario is when players get 19 or 20 as this leaves them with more than 85% chance of going bust. The good news is basic strategists never draw to hard 19 and hard 20 so their chances of busting with these totals are practically nil. Logically, the higher the total of the cards in the players’ hand, the more they are likely to bust by taking a hit.

Conclusion

Having to deal with a 14, 15, or 16 hand is a big challenge which requires a lot of preparation and a good strategy and even then, players’ success is not guaranteed and they can only hope that the odds will be in their favour.

However, if they follow a strategy or choose the option to surrender, any of these choices will lead to the least amount of money they will lose. Once players find themselves in a bad situation, they should consider how to get out of it with minimal money losses instead of how to win the hand as in many cases this only pushes them to certain doom.

Blackjack Variations > Blackjack

Blackjack is a casino table game in which players try to make hands which score as close to 21 points without going over. In order to win, players must make a better hand than the dealer. While it may sound simple, blackjack is an exciting game of strategy, luck, odds and risks, which has made blackjack one of the most popular gambling games in the world.

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The Basics of How to Play Blackjack

Every game of blackjack starts in the same way: each player makes a bet. In any given game of blackjack, there can be anywhere from one to several players competing against the dealer; however, each player plays against the dealer independently, and in any given hand, some players may win while others might lose. For the sake of simplicity in this article, all examples will feature just a single player.

The player and the dealer are both dealt initial two card hands out of a shoe, which contains some number of standard 52-card decks – usually, between one and eight decks. Both of the player’s cards are face up, while the dealer will have one card face up (known as the up card), and one card face down.

Scoring Blackjack Hands

Each card in blackjack is worth a different number of points. Numbered cards – those of ranks between two and ten – are worth a number of points equal to their printed rank. For instance, a seven is worth seven points. Face cards – jacks, queens and kings – are each worth ten points.

Aces can be worth either one or eleven points. Essentially, aces are worth eleven points unless that would result in the hand going over 21 points, in which case they can count as one point instead. Hands with an ace that still counts as eleven points are known as “soft” hands, as opposed to those in which aces must count as one point, which are known as “hard” hands. The difference is that a soft hand cannot go over 21 with an additional card, since the ace may simply go from counting as eleven to being worth a single point.

Blackjacks and Insurance

If the player starts with a hand that is worth 21 points – in other words, an ace and a ten or face card – then the player has a blackjack. This will almost always result in the player immediately winning. The odds paid for a blackjack are normally 3-2, though some tables may only offer 6-5 or other unusual odds.

However, it is also possible for the dealer to have a blackjack. If the dealer’s up card is an ace or a ten-point card, the dealer will check to see if they have a blackjack (under some rules, the dealer will only check at this point if the up card is an ace). If the dealer has a blackjack, all players immediately lose, unless the player also has a blackjack, in which case they push.

In addition, if the dealer is showing an ace, the dealer will offer insurance to players. Players may purchase insurance for half the price of their initial bet. If the dealer has a blackjack, the insurance bet pays 2-1; the net result of winning the insurance bet but losing the original bet is for the player to come out even for the hand. If a player has a blackjack, most dealers will over “even money” for the blackjack, offering a 1-1 payout as an alternative to risking a push if the dealer also has blackjack. This is simply the insurance bet under another name.

Hitting and Standing in Blackjack

Assuming the neither the player or dealer has a blackjack, the player now has some choices to make regarding their hand. In making these decisions, the player should take into account both his own hand, as well as the dealer’s exposed card.

If the player is happy with his hand and doesn’t wish to risk taking any additional cards, he may stand. This ends their options and locks in their hand on whatever score they currently have.

Poker Possible Hands

Alternately, the player can “hit.” If a player hits, the dealer deals another card to them. If this card takes the hand over 21 points, the player “busts,” and loses all bets immediately. Otherwise, the player again has the choice of hitting or standing. A player may hit as many times as they like, provided they do not exceed 21 points. Once a player chooses to stand, they are done playing their hand.

The Dealer’s Hand

Once all players have played their hand, the dealer reveals their second card. The dealer may now attempt to improve their hand, based on rules that should be printed on the table. In most cases, the dealer must hit with a hand of 16 or less, and must stand with a hand of 17 or greater. The dealer will continue hitting until the rules tell the dealer to stand, or the dealer busts.

If the dealer busts, all players remaining in the hand immediately win even money on their bets. If the dealer stands, the player’s hand is compared to the dealer’s hand. If the player’s hand is higher, the player wins even money on all bets. If the player’s hand is lower, the player loses all bets. If the player and dealer tie, all bets push.

Example Hand #1

The player is dealt 5/3, for a hand worth 8 points. The dealer is showing a K. The player chooses to hit, and receives a Q, making his hand worth 18 points. The player now chooses to stand.

The dealer reveals his down card, showing a 6. The dealer now has K/6, worth 16 points. The rules say that the dealer must hit with 16, and therefore takes another card. He receives a 7, bringing his hand to 23 points. This means that the dealer busts, and the player wins even money on his bet.

Splitting and Doubling Down

Players also have two other options that they may invoke when they receive their initial two card hand. If the player has two cards of the same rank, they may choose to split their hand into two. This is done by making a second bet of equal size to the original bet. The two cards are separated into two separate hands, each of which is dealt a new second card. Under many rules systems, players are allowed to split their hands additional times if they receive a pair after splitting. For instance, if a player starts with 44, then chooses to split, they may end up with two hands of A4 and 44. The player may then split the new 44 hands, resulting in a total of three hands, each being played for a single bet. Each of these hands wins or losses individually, so it is possible to win some hands and lose others after splitting.

The player may also choose to double down on their first two cards. By doubling down, a player agrees to take only one more card, after which they will stand, meaning they are stuck with whatever hand they have after receiving their third card. If a player wishes to do this, they will need to make a second bet of equal size (if they do not have enough money to do this, they may double down for less than the original bet size). This option allows the player to wager more money when the odds are strongly in their favor, with the accompanying risk of ending up with a bad hand that they normally would have continued hitting with.

Example Hand #2

The following hand covers many possible situations in blackjack. Follow it carefully; if you understand what has happened in this hand, you should feel comfortable playing blackjack online or at a casino!

The player begins with the hand of 8/8 (16 points), while the dealer begins with an ace showing (11 points). The dealer first offers the player the option to purchase insurance, which the player declines. The dealer checks for blackjack; he does not have blackjack, and therefore the hand continues as normal.

The player now has many options. The player chooses to split his hand of eights by making a second bet. The dealer deals two additional cards to the player, resulting in the player now having the following hands:

All Possible Blackjack Hands

8/K (18 points)

8/3 (11 points)

First, the dealer asks what the player would like to do with their hand of 8/K. The player chooses to stand with this hand.

Next, the dealer asks what the player would like to do with their hand of 8/3. In this case, the player chooses to double down by making an additional bet. The player is dealt a J, giving their hand a total value of 21 points.

The dealer now reveals their hand, showing a 9. This gives the dealer a hand of A/9, worth 20 points.

The player’s hands are compared to the dealer’s hand. The hand worth 18 points loses, causing the player to lose one bet. However, the hand worth 21 points wins, winning two bets, since the player doubled down on this hand. Overall, the player ends up winning one bet.

Online Blackjack Rules – Common & Alternate

Blackjack Rules – There are many variations of blackjack online & offline. We have broken down common blackjack rules along with alternate blackjack rules that you may run into while playing blackjack.

Now that you have learned how to play blackjack we suggest next you check out our basic blackjack strategy article which will help you play with optimal strategy minimizing the house edge and therefore allowing you to potentially win more!

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